Absa Personal Bank

Redesigning the 59 pages that lead to a home loan

(Research + IA + UX Design + Prototyping + Usability Testing)

Shipped 2025 · measuring

Close over a woman’s shoulder as she reads Absa’s mobile home loans page on her phone in a sunlit kitchen: the headline Apply to access funds from my Home Loan, a paragraph about additional credit facilities at competitive rates, a Tell me more button and an orange Apply now button.

(Overview)Absa lends on a house eleven different ways, from a first-time buyer bond to a Flexi Reserve, and 59 pages carry all of it. I was lead designer on the redesign: the information architecture, the page layout, and the usability testing that told us which half of it was actually broken.

At a glance

Client
Absa bank
Sector
Financial services
Year
2025
Role
Lead UX Designer
Scale
59 pages
Status
Shipped · measuring

The problem

Eleven ways to borrow against a house, and the names do half the explaining.

A first-time home buyer bond tells you what it is. So does Buy to Let, and so does Switch your Home Loan. Then there is Readvance, Further Advance, Flexi Reserve and Future Bond, which are four different answers to the question of how you get more money out of a house you already own.

Eleven products, fifty-nine pages, and a reader who does not yet know which one they need. The pages are not the application. They are where somebody works out whether to start one at all.

The obvious risk was the structure: eleven products is a lot to organise and easy to get wrong. Testing said the structure was fine. The words were not.

A MacBook Pro open on a dark kitchen table late at night, the screen the only light in the room, a glass and a set of keys beside it and printed property listings under a pen. On the screen is the Absa home loans page: the heading Find the home loan that’s best for you over a photograph of a family among cardboard moving boxes, with the Home Loan Calculator panel sitting in the hero beside it.
Absa Personal Bank Redesigning the 59 pages that lead to a home loan

Outcomes

The structure survived testing. The vocabulary did not.

Twelve people, moderated, split evenly: six who have or have had a home loan, six who never have. The information architecture came through it with minimal changes, which is the result you want and rarely the one you get.

The language did not. Terminology and several product names were read to mean something other than what they meant, so the words changed. The calculator moved off the hero on every page below the home page. And the session produced a list of changes to the calculator itself that a later version can act on.

The findings and the presentation are confidential. What is not confidential is that the testing happened, what it moved, and that this one is being measured.

Pages redesigned
59
Home loan products
11
Moderated sessions
12
Changes the IA needed
Few
A long printout of an Absa home loans page laid across a scrubbed timber table in morning light, a cottage window with jacaranda blossom behind it, marked up in red pen with ticks, arrows and the words SIMPLIFY, REVISE, MOVE UP and RE-WRITE. An open notebook and a pen lie on the table beside it.
Absa Personal Bank Redesigning the 59 pages that lead to a home loan

Role

I led the design and ran the testing. The benchmark and the heuristic analysis were already done when I arrived, by a colleague, and I worked from both.

What I did

  • Information architecture across the 59 pages
  • User experience and page layout
  • Usability testing, 12 participants, moderated
  • Analysis
  • Image selection

What the team did

  • Competitive benchmark and heuristic analysis, before I joined
  • Front-end development

Gallery

01 / 06

The page map and the live page
Every component wired to the respective screen
Choosing a product, on a phone
One card, every product
The same page on two screens
Every page, from the top

Use the left and right arrow keys to move through the images.

01 / 06

A designer seen from behind, working late at a timber desk in a studio with tall sash windows onto a dark garden. A large display in front of him shows the Absa page headed Looking to invest in your next property?, with a row of home loan offer cards below it. An open laptop to his left shows a page map: rows of small page thumbnails joined by blue flow lines. Printed wireframes are pinned to the wall at the edge of the frame.
The page map and the live page
A Figma canvas filling the screen: hundreds of small page and component frames laid out in loose columns, joined by a dense web of pale blue prototype connection lines running across the whole board. Purple section labels sit above each cluster and a red circular badge marks a page count.
Every component wired to the respective screen
Two hands holding a phone in a dark kitchen at night, the screen the only light in the frame, a mug on the timber beside them. On the screen is the Absa home loans page: the red absa roundel with Search and Log in beside it, the heading Explore your home loan options, and a card headed Buying my first home reading Finance of up to 110%, 50% off bond registration fees and a possible housing subsidy for first-time homebuyers, above an illustration of a red house with a black roof and two buttons, Tell me more and Apply now.
Choosing a product, on a phone
A Figma canvas of component variants: rows of Absa offer tiles laid out in labelled groups, each group a different home loan product, and each shown in a light treatment on white and a dark treatment over a photograph. Purple frame labels name the products above every group.
One card, every product
A man seen from behind at a desk in the evening, wearing an olive-green jacket, holding a phone in both hands. The phone shows the Absa page headed Apply to access funds from my Home Loan, over a photograph of two children running on a lawn. On the large display behind him is the top of the same site: the heading Find the home loan that’s best for you over a photograph of a family among moving boxes, with the Home Loan Calculator panel beside it. A window of dark trees at dusk behind the desk.
The same page on two screens
A Figma board seen from far above: every page of the home loans redesign laid out as a full-length design, arranged in rows across a plain grey canvas. Each page reads as a narrow white column with a dark red navigation bar at the top and bands of photographs and cards running down it.
Every page, from the top

(The call)The calculator stayed in the hero on the home page and moved down everywhere else. On a phone it was costing people their place in the site.

Putting it in the hero on all fifty-nine pages, which is the tidier answer and the one a pattern argues for. Consistency is worth a great deal across a section this size, and breaking it needs a reason better than taste. The reason was that the two pages are doing different jobs. The home page has to help somebody work out what they can afford. A product page has to tell them which of eleven products they are standing in, and on a small screen a calculator in the hero takes that answer below the fold. Same component, same content, moved four hundred pixels, because the question changed.

The live site

What I learned

I went in braced for the structure and the structure was fine. It was the words that were failing, and nothing but testing was going to tell me.

Eleven products, fifty-nine pages, and the thing I would have spent the budget on was the sitemap. Twelve people showed me it did not need much. They also showed me that names the bank has used for years do not survive contact with somebody buying their first house. That is not a finding you reason your way to at a desk, and it is the argument for testing the part of the work you are least worried about.

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